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• A guide to buying your property

Initial Instructions

• Let us know as soon as your offer has been accepted as we will need to contact the agent to get details of the Home Information Pack (HIP)

• The agent will send us a memorandum of sale once the sale has been agreed

• We will need you to complete the initial paperwork and return it to us

Contract Received

• We will advise you as soon as we receive the contract papers and HIP

• We will submit all necessary searches

• We will check the legal title and raise enquiries of the Seller's Solicitor

• We will notify you once the search results and replies to all enquiries have been received

Mortgage

• We will advise you as soon as we receive mortgage instructions from your lender

Pre-Exchange

• We will send you a written Property Report together with the Contract, Transfer, Mortgage Deed and Stamp Duty Land Tax Return for signature
• You will need to return the signed documents and cleared deposit funds to us in readiness for exchange of contracts

Exchange of Contracts

• The contract is not binding until after exchange

• Contracts can only be exchanged when EVERYONE in the chain is ready

• The completion date must be agreed by all parties

Completion

• Once the purchase monies are received by us we will send them to your Seller's Solicitor by telegraphic transfer

• Completion takes place when the monies have been received by the Seller's Solicitor

• The keys will be released at that time and will be available for collection from the Agent

• THE PROPERTY IS YOURS!